Can You Use Your Spouse's Credit Card Post Chapter 7?

When you file for bankruptcy, you are likely to have dozens of questions that you need answered. One popular question is whether you can be listed as an active user on your spouse's credit card, even if you have recently filed for Chapter 7 bankruptcy.

In short, yes. All your spouse needs to do is contact the credit card company and ask to have you added to his/her account. You will then receive your own credit card, with your name on it, that is tied to your spouse's account. When this happens, this card will appear on your own credit history. As long as your spouse's card is in good standing, it will appear that way on your credit history as well. While this will certainly help boost your own credit history, it will not dramatically change your credit score right away.

Are you suffering financially? Cannot pay your bills on time anymore? If so, you should consider taking more serious steps towards getting back on track. Contact a San Antonio bankruptcy attorney now to discuss your options.