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Recent Posts in Bankruptcy and Life Category

Saving Your Vehicle with Chapter 7

If you are considering Chapter 7 bankruptcy as a last-ditch method to saving your vehicle, you need to familiarize yourself with BAPCA. The Bankruptcy Abuse Prevention and Consumer Protection Act was ...
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Tips to Ensure Better Finances after Bankruptcy

If you are considering bankruptcy , then you will also be thinking about life after bankruptcy . Once you have filed successfully for bankruptcy , there steps you should take to ensure that your ...
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Increase in Holiday Spending from Last Year

Although many Americans have yet to feel the effects of the slowing recovering economy, many report that they are less stressed about debt and they are spending more this holiday season. Black Friday, ...
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10 Worst Cities to Live In

Many news sources are reporting on the United States Misery Index , which details the 10 worst cities to live in throughout the country. The Misery Index considers factors like unemployment rates, ...
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Medical Debt and Bankruptcy

When people are filing for bankruptcy because they have a great deal of medical debt they may wonder if they can just list their medical debt in their bankruptcy petition and not list out their other ...
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How will Filing for Bankruptcy Impact Your Spouse?

One of the most pressing questions people have when they are married and filing for bankruptcy is if their husband or wife will be affected by their filing. In the United States, husband and wives are ...
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3 Reasons People File for Chapter 7

Generally speaking, there are three main reasons why people choose to file for Chapter 7 bankruptcy in San Antonio: 1. Unemployment. When people are unemployed, it can be extremely difficult for them ...
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Tips to Avoid Bankruptcy

If you believe that you are on the verge of bankruptcy and you know that your debt has gotten out of control, you may wonder what you can do to avoid filing for Chapter 7 or Chapter 13 . This is ...
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Bankruptcy Warning Signs

Did you know that each year, the number of consumer bankruptcies filed in the United States has increased. This fact is especially true in large cities, like San Antonio. In 2009, approximately two ...
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5 Consumer Bankruptcy Fresh Start Tips

If you are filing for chapter 13 bankruptcy or chapter 7 , there are several things you can do to ensure a fresh start post- bankruptcy . Below, our legal team has provided 5 tips: 1. Take the time to ...
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Bankruptcy and Your Credit Report

What is a credit report? A credit report is essentially a detailed history of your credit behavior. Your report tracks: § how many accounts you have open or closed § if you have accounts in ...
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Foreclosure FAQ

What is foreclosure? Foreclosure is a process that occurs when a homeowner falls behind on his or her mortgage payments to lenders or financial institutions. Once homeowners fail behind on their ...
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3 Ways a San Antonio Bankruptcy Lawyer Can Help You

People who choose to file for consumer bankruptcy , whether it is Chapter 7 or Chapter 13 , often feel bittersweet. That is normal and to be expected. Anytime we have to confront our finances, it can ...
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3 Chapter 7 Bankruptcy Tips

If you are considering filing for Chapter 7 bankruptcy in San Antonio, you need to remain informed and aware of your legal options. The best way to do this is by speaking with a San Antonio bankruptcy ...
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Top 5 Bankruptcy Myths

There are numerous bankruptcy myths that are in existence, but people who are filing for bankruptcy or who are planning to file for bankruptcy in Texas should not fall victim to these myths. Below, ...
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Chances for Businesses Declaring Bankruptcy Increase as Healthcare Costs Rise

According to an annual survey done by PricewaterhouseCoopers , U.S., businesses are expected to spend 9% more on healthcare this year than in 2009. Per information taken from previous surveys ...
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Bankruptcy "is" Sometimes the Best Choice

Most people who are halfway honest like to keep their financial agreements and pay their bills whenever possible. We feel better when we are able to meet our obligations and keep on top of things. ...
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Bankruptcy, a Few Facts to Keep in Mind

Advantages of filing bankruptcy One of the main advantages of filing for bankruptcy is that it takes the immediate overwhelming amount of stress out of the picture as creditors will stop harassing you ...
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Will Bankruptcy Ruin My Life?

Clients have many questions during the initial appointment with a bankruptcy attorney. The most common concerns are losing property, and rebuilding credit after the bankruptcy case is over. ...
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