IS THE DOCTOR IN? – Aside from the foreclosures, tax liability and repossession, the cost of medical services leads the charge in having families file for bankruptcy in the United States because many have no health coverage. Filing for bankruptcy is a possible solution for relieving your household obligation in repaying back those medical expenses incurred from the illness or injury sustained by one of your loved ones. You cannot afford any additional stress. Medical bills are behind more than 60 percent of U.S. personal bankruptcies. More than 75 percent of these bankrupt families had health insurance but still were overwhelmed by their medical debts, reported by a team at Harvard Law School, Harvard Medical School and Ohio University The United States is embarking on an overhaul of its healthcare system, now a patchwork of public programs such as Medicare for the elderly and disabled and employer-sponsored health insurance that leaves 15 percent of the population with no coverage. The high cost of medical coverage, medication and routine doctor visits are becoming financially too burdensome. A so-called single payer plan, in which one agency, usually the government, coordinates health coverage. About 170 million people get health insurance through an employer but President Barack Obama says soaring healthcare costs hurt the economy and force businesses to drop medical insurance for their workers.